By accessing this site, you agree to the terms set forth in this Terms of Use, which constitute an agreement between you and Affluent Publishing Corporation, Affluent-Publishing.com. If you do not agree with the Terms of Use, you should leave the Site immediately. Affluent Publishing Corporation retains the right, in its sole discretion, to modify or update these Terms of Use at any time and you agree to be bound by such modifications or updates. You further agree to review the Terms of Use periodically to be made aware of such changes.

Copyrighted Material

This site contains material that is owned or licensed by Affluent Publishing Corporation. You may not copy, distribute, post, reproduce, republish, retransmit, upload and or modify in any way any of the material on this site, including computer code and software without the expressed permission in writing from Affluent Publishing Corporation. You may however, provided that you retain any and all copyright, trademark and proprietary notices, download material for your personal, non-commercial home use. Modifications of the Materials or use of the Materials on this site for any other purpose is a violations of Affluent Publishing Corporation’s or such other sources’ copyright, trademark and other proprietary rights. The use of any such Materials on any other Web site or networked computer environment without expressed written consent from Affluent Publishing Corporation is prohibited.

User Conduct

Your browsing and use of the Site is at your own risk. If you are dissatisfied with any of the Materials contained in the Site or with any of these Terms of Service, it is your obligatory responsibility to discontinue accessing and using the Site.

Users are not permitted to distribute, transmit, publish or otherwise through this Web site any content which is abusive, defamatory, illegal, libelous, obscene, pornographic, threatening, invasive of privacy or publicity rights or otherwise objectionable that would constitute or encourage a criminal offense, violate the rights of any party or that would otherwise give rise to liability or violate any laws.

These Terms of Service contain the entire understanding and supersedes all prior understanding of the parties hereto relating to the subject matter contain therein, and cannot be changed or terminated verbally. If any of these provisions outlined in the Terms of Service are found to be illegal or unenforceable, these Terms of Service will be deemed curtailed to the extent necessary to make them legal and enforceable and will remain, as modified, in full force and effect.

Exclusion of Liability

Your use of this Web site is “As Is”, and Affluent Publishing Corporation makes no representation or warranties, express or implied, about its site or the material contained or referred to it, or on it, and will not be held liable in any way for your use of it. To the fullest extent permissible pursuant to applicable law, Affluent Publishing Corporation disclaims al warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose. Affluent Publishing Corporation further does not warrant that its Web site or the products and materials contain on such Site are error-free, or that errors will be corrected, or that this Site server from which it is run is free of viruses or other potentially harmful codes. Under no circumstances, including negligence, shall Affluent Publishing Corporation or any affiliated company or individual be held liable for any direct, indirect, incidental, consequential or special damages and expenses whatsoever (including without limitation, health problems, lost profits and damages arising from computer viruses, deletion of files, lost data or business interruption) arising out of or in any way connected with the use of the Affluent-Publishing.com Site, or for any information, software, products or services obtained through the Affluent-Publishing.com Site, whether such damages are based on contract, tort, strict liability or otherwise, even if advised of the possibility of such damages. Affluent Publishing Corporation reserves the right to change, modify or discontinue at any time any aspect of features of this Web site.

Due to the fact that some states do not permit the exclusion or liability for consequential or incidental damages, the above limitation may not apply to you. You are advise to check your state laws concerning if these limitations are applicable or not.

Links To Other Sites

Affluent-Publishing.com has provided links with other internet websites that are maintained by third parties, including the affiliates of Affluent Publishing Corporation and our authors. You understand, acknowledge and agree that Affluent Publishing Corporation, Affluent-Publishing.com does not endorse, verify or have any responsibility for the content, business practices or operations of any such third party Web Site. Any interaction that you have with any linked party Web site are between you and the operators of the linked Web site and you acknowledge and agree that Affluent Publishing Corporation is not liable for any loss or claim you have against a particular third party Web site operator. Affluent Publishing Corporation is not responsible for the content or the practices of such third party Sites. These terms and conditions apply solely to the Affluent-Publishing.com Site and you are advised to always review the terms and conditions and privacy policy of any Web site that you access through a link from this Site.

Indemnity

You agree to defend, indemnify and hold Affluent Publishing Corporation and any affiliated company or individual harmless from any and all liabilities, cost and expenses, including reasonable attorney fees, related violation of these Terms by your or your authorized users, or in connection with the use of the Web site or the Internet or the placement or transmission of any message or information on this Web site by you or your authorized users. Affluent Publishing Corporation shall provide notice to you promptly of any such claim, suit or proceeding and shall reasonably cooperate with you, at your expense, in your defense of any such claim, suit or proceeding.

Termination

This agreement can and will be terminated by Affluent Publishing Corporation at any time without notice. In the event of termination, you are no longer authorized to have access to the Site, and all limitations on Affluent Publishing Corporation liability and on your use of Affluent-Publishing.com, Affluent Publishing Corporation’s material shall remain in effect.

Other

This Site is controlled and operated by Affluent Publishing Corporation from its offices in the State of New York and the State of New Jersey, in the United States of America. Affluent Publishing Corporation makes no claims that the materials in this Site are appropriate or available for use in other locations. Those who choose to access this Site from other locations do so at their own risk and are responsible for compliance with any and all local laws, if and to the extent local laws are applicable.

This agreement shall be governed by, construed and enforced in accordance with the laws of the State of New York and the State of New Jersey without giving effect to any principles conflicts of law. You agree to submit to the exclusive jurisdiction of the courts of the State of New York, New Jersey and the federal courts located in New York and New Jersey. If any of the provision of this agreement is void or unenforceable in whole or in part, the remaining provisions of the Agreement shall remain in full effect.